Guidelines for fuel surcharges: 1% surcharge waiver on fuel purchases between a minimum of INR 400 and a maximum of INR 4,000, up to a maximum discount of INR 400 only.

Buy with EMIs: Spending above INR 2,500 can be converted into easy monthly payments at 1.0% or 1.08% or 1.25% or 1.5% or 2% on the monthly reducing balance. The interest charged on these EMIs will be decided by the bank as there is no standard interest on this.

Joy of eating: Up to 20% off at partner restaurants in India.

MasterCard: Cardholders are eligible for benefits offered by Mastercard.

Paytm Movies: Buy one get one free movie ticket and maximum monthly discount is INR 200.

Swiggy: 40% off up to INR 120 (order not to cost less than 200).

SonyLive paid annual subscription: SonyLive premium annual subscription worth INR 999 free if cardholder makes first transaction within 30 days of card issue.

This offer is valid for the first year. For consecutive annual renewals, one will have to spend INR 1.5 lakh from MY ZONE credit card in the anniversary year to avail this facility.

COMING: INR 600 off on Ajio for spending below INR 2,000.


  • Minimum age: 18 years
  • Maximum age: 70 years
  • Nationality: Resident Indian or Non-Resident Indian, both can apply.


Latest payslip, form 16, IT copy as proof of income; any of the following as proof of residence:

  • Passport
  • Ration Card
  • Electricity bill
  • Landline phone bill
  • Proof of identity (any of the following):
    • Passport
    • Driving license
    • PAN card
    • Aadhaar card

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